Daily Edition · Page 13

THE DAILY INDEX

Technology, AI, software, security, crypto and business

Continued

TLDR Fintech — continued

SLEEPLESS ON WALL STREET: ALL-NIGHT STOCK EXCHANGES COMING SOON

Nasdaq, NYSE Arca, 24X National Exchange, and Cboe EDGX plan to add overnight trading from 9 PM to 4 AM ET starting December 6, pushing US equities closer to a 23/5 market and responding to growing demand from foreign investors as well as competition from crypto and prediction markets. Overnight volume is still only about 1% of total equity trading, but it has grown 358% year over year, while institutions remain cautious about thin liquidity, wider spreads, and weaker price discovery outside regular hours.

PAYNEARME LAUNCHES AI SERVICING AND COLLECTIONS AGENT

PayNearMe launched an AI agent that calls and texts customers, handles inbound inquiries, and helps customers make or schedule payments. Embedded in its PayXM platform, the agent uses payment data, business rules, and workflows to resolve issues and execute tasks, not just answer questions, with human handoffs when needed. Indiana Finance Company is piloting the tool for collections outreach and inbound support, freeing staff to focus on cases requiring personal attention.

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