The White House's President's Working Group on Digital Asset Markets published a 168‑page report endorsing digital assets' potential and proposing a “regulatory Bible” for crypto, covering banking, stablecoins, taxes, illicit finance, and a strategic digital asset stockpile. It urges Congress to affirm self‑custody rights, grant the CFTC oversight of spot non‑security tokens, and direct the Treasury to manage a forfeiture‑funded crypto reserve (including BTC, XRP, SOL, and ADA) without taxpayer cost. The report recommends federal tax guidance tailored to digital‑asset nuances, safe‑harbors for DeFi protocols, and a “fit‑for‑purpose” SEC exemption for token distributions.
2025.07.31·links.tldrnewsletter.com·7 min read·TLDR Crypto JPMorgan Chase and Coinbase have formed a strategic partnership, enabling Chase customers to link their bank accounts directly to Coinbase wallets, transfer Ultimate Rewards points at a 1:1 ratio, and fund Coinbase via Chase credit cards. The bank‑to‑wallet integration and points transfer will debut in 2026, while credit‑card funding is slated for fall 2025. Chase Ultimate Rewards has become the first major credit‑card rewards program to fund a crypto wallet. Both firms say the move will lower barriers to entry, expand consumer choice, and empower customers to manage digital assets more seamlessly.
2025.07.31·links.tldrnewsletter.com·4 min read·TLDR Crypto Coinbase's app now lets eligible users buy crypto with Samsung Pay, eliminating app‑switching and re‑entering payment details. The feature will roll out to select US and Canadian customers over the next month, with full availability soon after. This integration follows Coinbase's PNC Bank partnership and reflects its strategy to weave digital assets into mainstream payment rails. Industry data shows mobile wallets power 35% of online and 21% of in‑store transactions across major markets.
Robinhood's Q2 earnings show across-the-board growth with funded customers reaching a record 26.5M (+10% YoY), while platform assets increased 99% to $279B. Robinhood Gold subscribers hit 3.48M with a 13.1% adoption rate. Retirement assets grew 118% YoY to $19B, cash sweep rose to $33B (+56%), and the margin book jumped 90% to $9.5B. Equity trading volume hit $517B (+112%), and option contracts increased 32% to 515M. Despite a dip in net deposit growth, Robinhood continues to scale aggressively across retail, crypto, and financial products.
Visa reported $10.17 billion in Q2 revenue, but stablecoin settlements amounted to just $200 million. CEO Ryan McInerney emphasized that broader adoption hinges on clearer regulatory frameworks, even as Visa pilots real‑time cross‑border transfers via Visa Direct and programmable finance tools on its Tokenized Asset Platform. The company is also investing in stablecoin infrastructure through BVNK and partnering with Bridge in Latin America to expand service offerings. Analysts note that stablecoin payment activity could exceed 50% within a year as regulations solidify and businesses increasingly leverage stablecoins for remittances and payroll.
As Ethereum celebrates its 10th anniversary, community members reflect on a decade of improbable success, resilience, and reinvention. From Vitalik Buterin's 2013 whitepaper to a $450 billion network powering global finance and commerce, Ethereum has evolved through hacks, hard forks, regulatory attacks, and scaling crises, without betraying its core values. Kraken's Joseph Delong calls its uptime and adaptability “unimaginable victories,” while Consensys' Bill Hughes notes Ethereum could never launch under today's conditions. With institutions like Sharplink Gaming joining the ecosystem, the next decade's challenge is maintaining cypherpunk ideals amid growing mainstream adoption.
2025.07.31·links.tldrnewsletter.com·5 min read·TLDR Crypto For the first time in over two years, Solana is no longer the leading chain for new coins created.
Robinhood's Q2 crypto revenue increased 98% to $160 million as trading volume hit $28 billion, up 32% YoY.
2025.07.31·links.tldrnewsletter.com·3 min read·TLDR Crypto Public companies holding crypto on their balance sheets have seen their collective market cap soar to $160 billion in 2024, up from $90 billion.
2025.07.31·links.tldrnewsletter.com·3 min read·TLDR Crypto Hyperliquid's total trading volume reached $231B in June, passing Robinhood's $149B for the second month in a row.
Adobe rolled out new AI-powered image-editing features to Photoshop using its Firefly models, including generative upscaling, object blending, and enhanced object removal. The Generative Upscale feature enhances images up to 8 megapixels, while Harmonize helps blend new objects into scenes by adjusting lighting and colors. The improved object-removal tool now focuses specifically on removing objects and filling gaps with an appropriate background rather than considering the entire scene.
Runway's Aleph is a state-of-the-art in-context video model that enables comprehensive editing, transformation, and generation of video content. The system performs multi-task visual generation, including adding or removing objects, changing camera angles, modifying lighting, and applying style transfers. Early access will begin with Enterprise and Creative Partners, and broader availability is planned for all users soon.
Recent leaks, including a new image from reliable leaker Sonny Dickson, offer the clearest look yet at the iPhone 17 lineup's color options, revealing bold new shades like navy blue and orange for the Pro models—a departure from Apple's typically muted tones. The image also shows expected colors for the iPhone 17 Air and regular models, with options like light blue, light pink, and light gold, giving users a good idea of what to expect ahead of the official launch.
Jakob Nielsen identifies common usability problems as expensive business failures rather than minor user complaints. The analysis covers ten specific UI annoyances plus six additional issues that frustrate users daily. These design flaws compound over time, causing user abandonment and lasting damage to brand trust.
2025.07.31·jakobnielsenphd.substack.com·41 min read·TLDR Design AI products struggle with discoverability as most interfaces are empty text fields that don't help users understand capabilities or achieve optimal results. Bench is an agent workspace for teams that evolved from role-based prompt suggestions to atomic, combinable suggestions that can be stitched together through a task builder interface. This prompt-building approach clarifies product capabilities, surfaces new functionality, rewrites prompts for better outcomes, and guides effective task completion.
UX designers, despite working in high-paying, respected roles, often face alienation through rigid Agile processes, performance metrics, and extreme task specialization that limit their autonomy, creativity, and connection to their work. Instead of crafting holistic, meaningful experiences, designers are frequently reduced to optimizing isolated UI elements, leading to stress, a loss of fulfilment, and disconnection from their human potential.
Chili3D delivers near-native performance for powerful online modeling, editing, and rendering—all without local installation.
Pippit AI is an AI-powered platform that enables you to create videos, images, ads, and avatars with ease.
Depositphotos' AI image generator converts text to an image in just a few clicks. Elevate your projects with unique, licensed pictures to stand out online.
Recent security breaches at Tea, a dating app, and Replit's AI coding platform expose the dangers of rapid, AI-assisted "vibe coding" development. Tea exposed 72,000 user images, including government IDs, in publicly accessible databases, while Replit's AI agent deleted production data despite explicit freeze orders. The incidents reveal how prioritizing speed over security in democratized coding tools creates catastrophic vulnerabilities that harm real users.
Vercel's v0 excels at rapid prototyping by bridging traditional design-development handoff gaps through realistic, interactive code generation. The GenUI tool creates functional prototypes in minutes but requires precise prompting techniques to prevent unwanted modifications during iteration. This technology shifts designers from artifact creators toward system directors who guide AI-generated interfaces and focus on user experience strategy.
Design studio Without developed the new visual and verbal identity for “Sleepover”, a global airport service offering travelers restful spaces like nap pods and flexi-cabins, replacing the more utilitarian “Sleep n' Fly” brand to create a more emotionally engaging and scalable experience. With playful mascots, a calming purple palette, and a name aimed at turning airport stress into comfort, the identity is designed to stand out in chaotic terminals while feeling approachable and universally understandable.
Nine luxury color palettes for 2025 featuring rich jewel tones, sumptuous neutrals, and metallic accents that elevate high-end design projects.
Berlin-based 3D designer Iosif Abaab creates overstimulating, hyperreal visuals by obsessively adding colorful, shiny details to ordinary objects.
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Lenovo is warning users about new high-severity BIOS flaws that could allow attackers to bypass Secure Boot on some IdeaCentre AIO and Yoga AIO models. The vulnerabilities may enable local attackers to execute arbitrary code in System Management Mode (SMM), a CPU mode that operates independently from the OS and hypervisor, allowing them to plant “undetectable” malware that bypasses OS-level defenses.
WordPress security firm Wordfence has reported an actively exploited, critical unauthenticated arbitrary file upload vulnerability in the premium WordPress theme ‘Alone.' The vulnerability stems from the theme's `alone_import_pack_install_plugin()` function, which lacks nonce checks, is exposed via a `wp_ajax_nopriv_hook`, and permits plugin installation via AJAX. Attackers exploit the flaw by sending a POST request with a remote source URL pointing to an attacker-controlled file with webshells or other payloads.
The SafePay ransomware group is threatening to leak 3.5TB of Ingram Micro data on August 1, nearly a month after the attack. Although Ingram Micro claimed containment and restored operations by July 9, the company's appearance on SafePay's leak site suggests that no ransom was paid.
IBM's 2025 breach report shows that global breach costs fell to $4.44 million while US breach costs reached a record high of $10.22 million. AI is emerging as both an attack vector and a defense mechanism, with 13% of breaches involving AI models due to inadequate access controls. Phishing has overtaken stolen credentials as the most common initial attack vector.
Reflectively loading modules is a technique to hide malware payloads injected via shellcode. Traditionally, the call stack cannot be convincingly spoofed due to missing unwind information. This post introduces a technique called DreamWalkers, which parses the PE structure to register unwind information via `RtlAddFunctionTable`, creating clean and convincing call stacks.
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shade is a system for detecting shadow SaaS and securely recording the credentials involved. It consists of a browser extension that reports SaaS logins to a backend server, enabling security teams to monitor and manage shadow SaaS.
SockTail is a lightweight binary that joins a device to a Tailscale network and exposes a local SOCKS5 proxy.
Prophet AI for Security Operations filters incoming alerts and, for each one, gathers, correlates, and analyzes data from multiple sources to provide a decision and a detailed investigation summary.
Google's Project Zero vulnerability research team has announced that they will publicly disclose when they have discovered a vulnerability within a week of notifying vendors. This breaks from the longstanding norm of waiting 90 days for a fix and an additional 30 days post-patch before publishing technical details. Project Zero emphasized that it won't release technical details early, only broad information to help downstream dependents prepare for patching.
Palo Alto Networks has acquired identity security firm CyberArk for $25 billion to build a next-generation AI-driven security platform. Despite CyberArk's strong 43% revenue growth, Palo Alto's stock dropped 5% as analysts questioned the defensive timing of the large-scale acquisition.
Hunt & Hackett uses a cloud-based incident response lab to handle large-scale investigations.
OWASP has released comprehensive guidance offering concrete technical recommendations for builders and developers of agentic AI systems.
The global influencer marketing industry is expected to reach $32.55 billion in 2025 with a 33.11% growth rate, driven by increased brand budgets and a shift toward smaller creators. Nano influencers outperform larger creators across platforms, achieving top-quartile engagement rates of 3.4%+ on Instagram, 2.4%+ on LinkedIn, and up to 800% spikes on TikTok. In contrast, mega influencers face sharp engagement declines, with rates often below 1.8% across platforms. The rise of AI influencers and synthetic engagement has made traditional metrics unreliable, prompting brands to focus on authenticity and relative benchmarking. Favikon's report, which analyzes over 8.3 million profiles, includes engagement benchmarks to help brands and creators adapt to AI-driven challenges and prioritize quality interactions.
GenAI apps saw major growth this year with 1.7B downloads and $1.87B in revenue. Users spent over 15.6B hours across 426B sessions. Asia led global adoption with 42.6% of downloads and 80% growth, driven by India and Mainland China. ChatGPT remained the top app for in-app revenue and showed strong engagement, with usage levels matching X and Reddit. Only Google ranked higher in average days used per month. ChatGPT's weekend usage also rose, showing it is increasingly used beyond the workplace.
ChatGPT is now a core tool in the modern GTM stack. In product marketing, it supports persona research, positioning, and messaging analysis. Content teams use it to summarize transcripts, localize assets, and build SEO landing pages. Growth marketers apply it to analyze paid spend, create employee social posts, and prioritize experiments. Sales teams use it to personalize events, prepare for calls, and extract insights from recordings.
Shift focus from keywords to core topics tied to your brand's offerings and audience needs. Start by mapping 5-10 parent topics, then expand using personas, audience research, and zero-volume subtopics to build authority. Create content that aligns with real user problems and search intent. Organize internal and external links by topic rather than recency. This deep, persona-driven coverage builds visibility in search and AI-driven platforms, and creates a self-reinforcing flywheel of topical authority.
Google is adding new AI Mode features in Search to support learning and planning. Users can now ask questions about images and PDFs on desktop, with more file types coming soon. The new Canvas tool helps organize study plans or projects in a side panel that updates over time. Search Live enables real-time, video-based help through mobile cameras using Google Lens. In Chrome, users can now click “Ask Google about this page” to get AI insights on screen content.
HubSpot introduced a Claude AI connector that integrates CRM data to provide contextual answers and visualizations for marketing, sales, support, and success teams. The tool enables natural language queries, data-driven recommendations, and action execution without leaving HubSpot. It reflects the company's broader AI push, which includes a recent ChatGPT deep research connector aimed at enhancing decision-making efficiency.
An analysis of 640 Meta incrementality tests over the last 18 months, which included head-to-head tests that compared Advantage+ to Manual campaigns, shows that Meta's automation consistently delivers incremental impact. On average, it drove 19% lift to brands' primary KPIs. Advantage+ campaigns identify high-intent users faster than Manual campaigns but show 12% lower DTC iROAS on average due to reduced long-term impact. Despite this, Advantage+ remains valuable for new customer acquisition and short-term promotions, with 42% of brands seeing it outperform Manual campaigns. Mid- and upper-funnel strategies are gaining interest for their stronger omnichannel and funnel-building effects, even though they underperform on DTC ROAS alone. While Incremental Attribution is still in early stages with a 43% success rate, Meta's vast dataset gives it a strong foundation to refine this tool and improve campaign efficiency.