AI AGENTS WON'T PAY THE WAY YOU DO

Summary from the TLDR Fintech newsletter

AI agents could materially change the payment mix because they will optimize for user-defined goals such as rewards, discounts, cost, and efficiency rather than simply following familiar checkout habits. That could favor methods like pay-by-bank in some contexts and create a new competition among cards, bank payments, and other rails to become the payment option agents select on behalf of consumers.