INSTINCT MADE THE CONSUMER AGENT FEEL REAL

Summary from the TLDR Fintech newsletter

Instinct is the first consumer AI agent that makes the shift from apps to agents feel tangible, using persistent context and delegated actions to handle tasks like bookings, appointments, and purchases without forcing users through individual websites or apps. The bigger implication is a new distribution channel where businesses need to make themselves reliably callable by consumer agents, with identity, permissions, payments, liability, and recourse becoming core infrastructure while wallets like Stripe Link sit between agent intent and merchant checkout.