3JANE'S "LEVERED CALLABLE CAPITAL" DEFI PRIMITIVE

Summary from the TLDR Crypto newsletter

3Jane launched a product letting users earn 20%+ APY on Aave USDC/USDT deposits by making that capital "callable". This means staking $75K as margin while committing up to $1M of capital that stays usable elsewhere until called, earning Aave's base ~3.5% plus a 1.25% standby fee on the full commitment. If called, users have 9 days to fund it, with a 35-day cooldown after. Framed as a sign of DeFi maturing beyond simple lending/swaps into markets for balance-sheet capacity itself.