ETHER.FI CASH CARD USE-CASE BREAKDOWN

Summary from the TLDR Crypto newsletter

The ether.fi crypto card serves different user types. ETH holders can borrow against staked ETH without selling (~55% LTV via Aave v4), IT workers get 3% cashback on subscriptions via virtual cards, AI users get higher cashback on Anthropic/OpenAI bills via a referral code, freelancers route client USDC through a vault with a ~$30K daily cap, founders get tiered virtual cards for business spend, travelers get Visa Signature perks and up to 5% back at partner hotels, and privacy-focused users get a non-custodial vault (KYC still required, but no custodial fund control by the company).