AI CREATED NEW CUSTOMER PROBLEMS, AND FINTECHS ARE RACING TO SOLVE THEM

Summary from the TLDR Fintech newsletter

The biggest AI opportunities in fintech are not just using AI to improve old workflows, but solving entirely new customer problems created by AI itself, such as token spend management, model routing, agent identity, agent payments, and compute procurement. The winners will be the companies that either own the orchestration layer, control a trusted point such as identity or settlement, or become the easiest product for AI agents and control planes to call.