ONCHAIN NEOBANKS TO WATCH IN 2026

Summary from the TLDR Crypto newsletter

Onchain neobanks combine DeFi functionality with traditional banking UX while maintaining self-custody, differentiating from custodial solutions like Coinbase. Three leaders are gaining traction: Superform ($144M TVL and 300% growth since mid-2025) focuses on automated cross-chain yield aggregation across 7+ chains, Veera targets emerging markets with 4M+ users across 108 countries and plans Q1 2026 physical card launch, and Tria leads chain abstraction with 150K users generating $1M daily spend and ~$20M ARR through its invisible multi-chain infrastructure.