12 PREDICTIONS FOR 2026

Summary from the TLDR Crypto newsletter

2026 will be defined by AI agents becoming “more expensive than people” in business, a major liquidity/IPO + M&A comeback, and the stack evolving toward long-horizon autonomous agents (8+ hour workstreams), agent observability, and agent-driven database stress. On crypto, 30% of international payments will be issued via stablecoins by December, and Cloudflare will become a gatekeeper for agentic payments via the x402/HTTP 402 Payment Required pattern.