3JANE: THE REAL ETHEREUM HASN'T BEEN TRIED YET

Summary from the TLDR Crypto newsletter

3Jane is the first credit-based money market on Ethereum that offers uncollateralized loans up to $500k. It is targeting the $11.7 trillion global unsecured credit market through a novel approach combining onchain and offchain credit scoring. The protocol uses Blockchain Bureau and Cred Protocol for onchain credit scoring across 500 million addresses while using zkTLS via Reclaim Protocol to access traditional credit bureau data.