THE HIGH EARNERS GUIDE TO A ROTH IRA

Summary from the TLDR Founders newsletter

Most high earners think they can't use Roth IRAs due to income limits, but there are actually four legal ways to contribute large amounts each year. This article breaks down strategies like the "mega backdoor Roth," which allows up to $70,000 in annual contributions, and shows how to involve family members in tax planning. Using examples from real situations, it explains how to maximize these accounts while avoiding common mistakes that could trigger IRS issues.