KAMINO FINANCE: MODULAR MARKETS FOR LENDING

Summary from the TLDR Crypto newsletter

Kamino Finance's v2 release introduces modular lending markets, offering customizable loan parameters and risk profiles. The new system allows for tailored lending pools with unique settings for different assets, enabling users to deposit to markets that align with their risk preferences and financial needs. Key features include cross and isolated borrowing modes, multi-asset markets, and lending vaults. These are expected to improve capital efficiency and increase the loan-to-deposit ratio from 36% to traditional banking levels.